Buy or Sell Your Home? What Comes First?

May 27, 2008

“Should I buy now or sell my home first?” This is a question I am asked frequently, especially in today’s market. The answer…it depends on your risk tolerance. No, that’s not a cop out. Everyone is different. It’s a very individual decision. But there are advantages to buying first. For one thing, you know you [...]

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What Are The Benefits of Using a Real Estate Agent?

May 2, 2008

In the hot market of years past, I used to hear this question frequently. Today, not so often, but it still comes up. The number one reason for hiring a real estate agent is market exposure. If you’re selling your home yourself, you’re marketing to a limited audience. If you have a sign in front [...]

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Weekend Mortgage Rates Update

March 29, 2008

Welcome to the Newport Beach Real Estate Weekend Mortgage Rates Update.   My aim is to bring you the most current mortgage rates for your weekend house hunting and decision making.    Tim Sibley from First Capital Mortgage, in Newport Beach, is providing this information.     [display_podcast]   I hope this information is useful. Have a great [...]

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Changing Your Credit Scores – FICO Calculations Changing Soon

March 25, 2008

If you borrow money — doesn’t everyone? — You know your FICO score is important. The Fair Isaac folks, the ones that deliver FICO scores to lenders, insurance companies, employers, etc., recently announced they are changing the way they calculate the scores. If you are thinking of looking into a mortgage loan, car loan, any [...]

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Weekend Mortgage Rates Update

March 22, 2008

Welcome to the Weekend Mortgage Rates Update.   My aim is to bring you the most current mortgage rates for your weekend house hunting and decision making. Tim Sibley from First Capital Mortgage, in Newport Beach is providing this information. Take a look at these rate tables  and listen to Tim’s podcast.     [display_podcast]   I hope this information is [...]

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Economic Stimulus Plan ~ Latest Status on Impact to Maximum Conforming Loan Limits

March 19, 2008

The Stimulus Plan – Conforming Loan Limits. This is a hot topic!   I want to try (emphasis on “try”) to tell you about this, but stay tuned, because all of this Conforming Rate information is confusing and changing daily.  As most of us know, The Economic Stimulus Plan has been signed by President Bush and is [...]

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Building Real Estate Wealth — Starting Out on the Smart Path

March 14, 2008

Occasionally, I meet young couples who are getting married and are thinking about building wealth with real estate in Newport Beach. They are not in a position to purchase their dream home and the idea of living in a condo is not appealing. They ask my opinion of purchasing a duplex. I think that buying [...]

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Is Your Home Safe From Intrusion?

March 13, 2008

While roaming through the real estate blogosphere recently I came across Laurie Manny’s blog.  A video I watched while visiting her site was astounding. I just have to share this with you. Have you heard of “Bump Keys?” In Newport Beach, Newport Coast and Crystal Cove a lot of money is spent on security. Can you [...]

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Wine and Newport Beach Real Estate — Let Me Count the Ways…

March 12, 2008

While enjoying a glass of my homemade Zinfandel, I began to think about wine and real estate. As the amount of wine in my glass began to diminish, I began to ponder this question; What’s the relationship between wine, (is that fine wine or TwoBuck Charlie?) and real estate here in Newport Beach, California? Well [...]

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